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Shaded-relief map of Waterloo, Indiana: rivers, roads, the city limits and where the water drains.
INDIANA · DEKALB COUNTY

Waterloo

2,157 people, 910 ft above sea level in DeKalb County.

910 ftElevation, city center
2,157People, 2024 estimate
2 sq miLand area
Sunny 45°
Sunny now Dew point 37° · WNW 8 mph · high 44°
City of Waterloo River Interstate 2 miles
Explore the plate Order a print

The Waterloo plate. Relief from Copernicus GLO-30; rivers and lakes from USGS NHD; watersheds from the USGS Watershed Boundary Dataset; roads and city limits from Census TIGER 2024.

MILE1
TODAY

Today in Waterloo

NWS forecast and National Blend of Models · updated 1:00 PM EST
RIGHT NOW Angola Tri-State Steuben County Airport (KANQ) · 1:55 PM
Sunny
45° Sunny Feels like 40° · high of 44° near 2 PM
WindWNW 8 mphgusts 14
Humidity76%falling to 86% this afternoon
Pressure30.13 in →steady
Visibility10 mihaze-free
CloudsClear
UV index—no forecast
Dew point 37° · Dryabout the same for three days
DryComfortableStickyMuggyOppressive
NEXT RAIN
Clear
Not this weeknone in the forecast for a week
LIKELY AMOUNT—nothing expected
LAST RAINNov. 120.04 in · 2 dry days
ALERTS & OUTLOOKS
No watches or warnings for DeKalb County
NWS Northern Indiana and the Storm Prediction Center · checked 2:16 PM
SUN & MOON
↑ 7:27 AM5:21 PM ↓
9 h 54 m of daylight, 2 minutes less than yesterday
Waxing crescent, 25% lit. Next full moon: Nov. 24.
AIR & POLLEN
19
GOODAir quality index · ozone
Tomorrow: None, good. No pollen source yet.

The next three days, hour by hour

Sky: clear, cloudy, night Rain likely National Blend of Models
SATURDAY, NOV. 14
SUNDAY, NOV. 15
MONDAY, NOV. 16
TUESDAY, NOV. 17
2p
5p
8p
11p
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2p
5p
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11a
mostly cloudy day
mostly cloudy night
mostly cloudy night
mostly cloudy night
mostly cloudy night
mostly cloudy night
mostly cloudy day
partly cloudy day
partly cloudy day
partly cloudy night
partly cloudy night
partly cloudy night
partly cloudy night
partly cloudy night
partly cloudy day
partly cloudy day
mostly sunny
mostly clear night
mostly clear night
mostly clear night
mostly clear night
mostly clear night
mostly sunny
clear day
TEMPERATURE °F
44°
34°
46°
32°
48°
32°
CHANCE OF RAIN
50%
WIND, MPH
12
9
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HOW IT FEELS · DEW POINT
Dry: dew points 31 to 42° ↑ Humid air returns More humid: 41° by Tuesday

The next seven days, and how sure we are

Forecast, with the range 8 in 10 ensemble members agree on Normal, about 80° / 62°
SAT Nov. 14 Mostly cloudy Mostly cloudy
44° 34°
0% rain — NW 11 A
SUN Nov. 15 Partly cloudy Partly cloudy
48° 31°
0% rain — NNW 4 B
MON Nov. 16 Partly cloudy Partly cloudy
50° 32°
0% rain — WSW 4 A
TUE Nov. 17 Sunny Sunny
54° 34°
0% rain — S 3 A
WED Nov. 18 Mostly sunny Mostly sunny
56° 39°
0% rain — S 6 A
THU Nov. 19 Partly cloudy Partly cloudy
59° 46°
0% rain — SW 6 B
FRI Nov. 20 Partly cloudy Partly cloudy
61° 46°
10% rain — SE 2 C
How sure are we? AModels agree: highs within 4° BSome spread: within 8° CWide spread: check back
Range from the National Blend of Models percentiles · graded on Forecast Scores
AIR MAIL

Where today’s air came from

The air arriving over Waterloo about 5,000 feet above the ground was over the open Pacific three days ago, and over the northern Plains a day ago, about 3,320 miles back along its path. It came down from about 16,300 feet up, warming and drying as it sank. Near the ground the air came from British Columbia; at 10,000 feet, from the Pacific north of Hawaii. It feels dry all the same. Traced back 72 hours through NOAA’s hourly RAP analyses and the GFS beyond them, nine paths at each of three heights.

THIS WEEK, SEVEN YEARS AGO Nov. 13, 2019

The coldest this week has been

4° on Nov. 13, 2019, the coldest reading for this week of the year since 1989. Next is 12° in 1997.

12°
4°
19972019
Source: NOAA RCC-ACIS, the Garrett 1 S record since 1989.
MILE2
THE GROUND

What Waterloo stands on

Waterloo’s center stands about 910 ft above sea level. Within three miles the land runs from 870 ft to 980 ft, a difference of 110 ft: gently rolling country. The highest named summit within 15 miles is Sand Hill, about 1,130 ft, 12 miles west-northwest.

Under the town center the state geologic map shows Antrim Shale (black-shale), from the Devonian, 359 to 422 million years old.

The section below crosses 3 rock units mapped at the surface.

Spencerville to Holiday Woods, cut in half

A section south to north, 24 miles through the town center
800 ft900 ft1,000 ft1,100 ft WATERLOO910 ftSaint Joseph Riverabout 790 ftCedar Creekabout 880 ftAshley990 ftHigh point of the line1,110 ft ← S · SpencervilleHoliday Woods · N →

Heights every 0.1 mile from the Copernicus GLO-90 surface model; vertical exaggeration about 60×. The colored band under the surface is the rock the state geologic map shows at the surface, not a picture of what lies beneath.

Rock at the surface along the line

Antrim Shale

Black-shale. Age: Devonian, 359 to 422 million years old. About 15 mi of the line.

Coldwater Shale

Shale. Age: Carboniferous, 324 to 359 million years old. About 8 mi of the line.

Ellsworth Shale

Shale. Age: Devonian to Carboniferous, 324 to 422 million years old. About 0.8 mi of the line.

From the USGS State Geologic Map Compilation (Horton and others, 2017), the states’ geologic maps joined at a common scale.

Heights from Copernicus GLO-90 (a surface model: it includes buildings and tree canopy); summits from USGS GNIS; rivers from USGS NHDPlus HR; rock from the USGS State Geologic Map Compilation.

MILE3
THE WATER

Where Waterloo’s rain goes

A raindrop that lands in Waterloo reaches Lake Erie by way of Cedar Creek, the Saint Joseph and the Maumee: about 180 river miles. From there it moves on through the Great Lakes, over Niagara Falls and down the St. Lawrence to the Atlantic.

THE WAY DOWN, TO SCALE
Waterloo≈ 180 mi · Lake Erie
FROM THE CENTER OF WATERLOO ≈ 180 mi to Lake Erie and the St. Lawrence Cedar Creek → Saint Joseph → Maumee

140 miles of the trip are on the Maumee.

Traced down the USGS NHDPlus V2.1 river network from the Census center point of Waterloo; river miles along the main stem, rounded.

MILE5
THE ALMANAC

Waterloo’s year

1991–2020 normals · records since 1989 · Garrett 1 S, 8 mi southwest

Waterloo has a warm-summer humid continental climate. Summer afternoons average 81° in July; winter nights fall to about 17° in January. A normal year brings about 36 inches of snow; with the rain, that comes to about 40 inches of water.

30°17°34°19°46°27°59°37°70°48°78°57°81°60°79°58°73°51°61°41°47°31°35°22° JANFEBMARAPRMAYJUNJULAUGSEPOCTNOVDEC 123 TODAY WATERLOO 39.5 in rain and snowmelt
Normal high to low, by month Record high to low, by day Rain by month Freezing
July, average81° / 60°high / low, the warmest month
January, average30° / 17°high / low, the coldest month
Rain and melted snow39.5 inwettest months: May and April
Snow a year36.0 insnowiest: January
Hottest on record102°FJune 28, 2012
Coldest on record−26°FJanuary 31, 2019
Wettest day on record4.73 inSeptember 12, 2000
Snowiest day on record8.7 inFebruary 2, 2011
90° days a year11very few reach 100°
Nights at or below 32°129and 42 days that stay below freezing
Climate typeWarm-summer humid continentalKöppen Dfb

AROUND THE RING

1Freeze seasonfrom the first fall freeze, about Oct. 13, to the last in spring, about April 28 (median dates)
2Highs below freezingDec. 23 to Feb. 9; normal highs stay below 32°
3Lows below freezingNov. 11 to April 3; normal lows fall below 32°
NOVEMBER 14 IN THE RECORD

On November 14 Waterloo normally reaches 48° and falls to 31°. The record high is 64°, in 2009; the record low 13°, in 2018. The most rain on this date, 0.72 in, fell in 2024.

MONTH BY MONTH
JanFebMarAprMayJunJulAugSepOctNovDec
Normal high30°34°46°59°70°78°81°79°73°61°47°35°
Normal low17°19°27°37°48°57°60°58°51°41°31°22°
Rain and melt, in2.522.282.684.024.733.953.523.903.223.013.102.59
Snow, inches10.69.74.81.20.00.00.00.00.00.12.57.1
Record high65° (2008)73° (2000)84° (2012)85° (2002)93° (2006)102° (2012)101° (2012)97° (2000)97° (2011)90° (2007)78° (2016)67° (2001)
Record low−26° (2019)−25° (2014)−7° (2015)11° (1994)24° (2020)37° (2025)42° (2001)40° (2025)28° (1995)22° (2023)4° (2019)−18° (1989)

Normals 1991–2020 and records since 1989 at Garrett 1 S, 8 miles southwest. NOAA, through RCC-ACIS.

MILE7
ON THE NETWORK

Around Waterloo on the Forecast Network

Neighboring plates

Fort Wayne IN · 25 MI 25 miles south Defiance OH · 37 MI 37 miles east Detroit MI · 120 MI 120 miles northeast Indianapolis IN · 128 MI 128 miles southwest Chicago IL · 139 MI 139 miles west Columbus OH · 148 MI 148 miles southeast
FORECASTCITY
Map of Waterloo, Indiana. Explore the plate
INDIANA · DEKALB

Waterloo

2,157 people, 910 ft above sea level in DeKalb County.

910 ftElevation
2,157People
2 sq miLand
Sunny 45°
SunnyDew point 37°
1

Today in Waterloo

NEXT 15 HOURS
Now mostly cloudy day 44° 1%
5p mostly cloudy night 43° 1%
8p mostly cloudy night 42° 1%
11p mostly cloudy night 39° 1%
2a mostly cloudy night 37° 0%
5a mostly cloudy night 36° 0%
Clear
NEXT RAINNone this week
→
Sat0%
Mostly cloudy Mostly cloudy
34
44
A
Sun0%
Partly cloudy Partly cloudy
31
48
B
Mon0%
Partly cloudy Partly cloudy
32
50
A
Tue0%
Sunny Sunny
34
54
A
Wed0%
Mostly sunny Mostly sunny
39
56
A
Thu0%
Partly cloudy Partly cloudy
46
59
B
Fri10%
Partly cloudy Partly cloudy
46
61
C
Letters show how sure the forecast is: A, models agree; B, some spread; C, check back. Sample data.
THIS WEEK, SEVEN YEARS AGO · NOV. 13, 2019

4°, the coldest this week of the year has been since 1989.

2

What Waterloo stands on

Waterloo’s center stands about 910 ft above sea level. Within three miles the land runs from 870 ft to 980 ft, a difference of 110 ft: gently rolling country. The highest named summit within 15 miles is Sand Hill, about 1,130 ft, 12 miles west-northwest.

Waterloo, south to north Waterloo910 ftSaint Joseph Riverabout 790 ftCedar Creekabout 880 ft ← SN → 24 miles through the town center; vertical exaggeration about 114×. Colors: rock at the surface.
Elevation, center910 ft
Within 3 miles870 to 980 ft
Lie of the landGently rolling (110 ft of relief)
High point nearbySand Hill, 1,130 ft, 12 mi west-northwest
Rock at the surfaceAntrim Shale
Its ageDevonian, 359 to 422 million years old
5

Waterloo’s year

Waterloo has a warm-summer humid continental climate. Summer afternoons average 81° in July; winter nights fall to about 17° in January. A normal year brings about 36 inches of snow; with the rain, that comes to about 40 inches of water.

JANFEBMARAPRMAYJUNJULAUGSEPOCTNOVDEC 123 39.5 in
July, average81° / 60° · high / low, the warmest month
January, average30° / 17° · high / low, the coldest month
Rain and melted snow39.5 in · wettest months: May and April
Snow a year36.0 in · snowiest: January
Hottest on record102°F · June 28, 2012
Coldest on record−26°F · January 31, 2019
Wettest day on record4.73 in · September 12, 2000
Snowiest day on record8.7 in · February 2, 2011
90° days a year11 · very few reach 100°
Nights at or below 32°129 · and 42 days that stay below freezing
Climate typeWarm-summer humid continental · Köppen Dfb
1Freeze season · from the first fall freeze, about Oct. 13, to the last in spring, about April 28 (median dates)
2Highs below freezing · Dec. 23 to Feb. 9; normal highs stay below 32°
3Lows below freezing · Nov. 11 to April 3; normal lows fall below 32°
NOVEMBER 14 IN THE RECORD

On November 14 Waterloo normally reaches 48° and falls to 31°. The record high is 64°, in 2009; the record low 13°, in 2018. The most rain on this date, 0.72 in, fell in 2024.

Normals 1991–2020 and records since 1989 at Garrett 1 S, 8 miles southwest. NOAA, through RCC-ACIS.
3

Where the rain goes

≈ 180 mito Lake Erie and the St. LawrenceCedar Creek → Saint Joseph → Maumee

A raindrop that lands in Waterloo reaches Lake Erie by way of Cedar Creek, the Saint Joseph and the Maumee: about 180 river miles. From there it moves on through the Great Lakes, over Niagara Falls and down the St. Lawrence to the Atlantic.

140 miles of the trip are on the Maumee.